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Whether you're a first home
buyer, an experienced
homeowner, or a property
investor,we offer tailored
services for all.
At Star Mortgage, we cater to individuals at every stage of their journey—whether you’re buying your first home, upgrading to a new property, or expanding your investment portfolio. Our goal is to make securing a mortgage a seamless and stress-free experience.
With personalized services and expert guidance, we ensure that you navigate the process with confidence, knowing you have the support to achieve your homeownership or investment goals effectively.
At Star Mortgage, we believe that buying your first home should be an exciting and rewarding journey. Our dedicated team specializes in assisting first home buyers, offering personalized guidance to help you navigate the mortgage process with ease.
In today’s ever-changing market, future proofing your home loan is essential for long-term financial stability. At Star Mortgage, we provide expert advice on securing a mortgage that not only meets your current needs but also adapts to your future circumstances.
Unlock the potential of property investment with Star Mortgage! Our knowledgeable team is here to guide you through the process of securing a mortgage for your investment property. Whether you’re a seasoned investor or just starting out, we offer tailored financing solutions that align with your investment strategy.
The borrowing process with Star Mortgage is designed to be straightforward and efficient. It starts with an initial consultation where we assess your financial situation and homeownership goals. Our team will guide you through the necessary documentation, including income verification and credit assessments. Once we identify suitable loan options, we’ll submit your application to lenders on your behalf. After approval, we’ll assist you through the settlement process, ensuring a smooth transition into your new home.
Yes, you can use your KiwiSaver funds to help purchase your first home in New Zealand! The KiwiSaver HomeStart Grant allows first home buyers to withdraw your savings to cover the deposit or associated costs. Depending on how long you’ve been contributing to KiwiSaver, you may be eligible for a significant portion of your savings, which can make your journey to homeownership much more accessible. Our experts at Star Mortgage can help you understand the specifics and guide you through the process.
The time it takes to secure finance can vary, but at Star Mortgage, we aim to streamline the process. Typically, you can expect loan approval within 10 working days, depending on the complexity of your application and the lender’s requirements. For straightforward applications, such as first home loans, approvals can often happen within 10 working days. Our team is dedicated to keeping you informed every step of the way to ensure a smooth experience.
The deposit for your home loan is usually paid once your purchase agreement is signed and the sale is unconditional. This typically occurs after your loan application is approved and prior to the settlement date. The deposit amount is commonly around 10% of the purchase price, but this can vary depending on your agreement with the seller. At Star Mortgage, we’ll guide you on the timing and ensure you understand all the steps involved in the payment process.
The deposit required for a home loan in New Zealand generally ranges from 10% to 20% of the property’s purchase price. However, first home buyers may be eligible for lower deposit options through various government schemes and incentives, such as the First Home Grant and KiwiSaver withdrawals. At Star Mortgage, we’ll work with you to determine the best deposit strategy based on your financial situation and help you navigate your options to make homeownership more attainable.
Whether you’re a first-time homebuyer or an experienced developer, our tailored advice is designed to improve your situation and deliver effective solutions to your challenges.
(09) 4800 488
info@starmortgage.co.nz
Unit A2/17 Corinthian Drive,
Albany, Auckland 0632
9 Melrose Street
Newmarket, Auckland 1023
Website Developed by NURVE Design Studio
(09) 4800 488
info@starmortgage.co.nz
Unit A2/17 Corinthian Drive,
Albany, Auckland 0632
9 Melrose Street,
New Market, Auckland 1023
Whether you’re a first-time homebuyer or an experienced developer, our tailored advice is designed to improve your situation and deliver effective solutions to your challenges.
Website Developed by NURVE Design Studio
