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Elevate your business with our flexible funding solutions. Designed for startups, established companies, and growth ventures alike, our services provide the financial support needed to achieve your goals.
With a focus on delivering tailored financial strategies, we are committed to helping your business reach new heights.
Good business loan services offer innovative loan structures that incorporate features like adjustable repayment schedules, performance-based interest rates, and milestone-based disbursements.
Exceptional services provide dedicated success managers who work closely with businesses throughout the loan lifecycle.
Establishing a reliable and professional client-adviser relationship is our paramount priority. We strive to uphold a professional relationships while cultivating long-term friendships.
Business Term Loans
Flexible, long-term loans designed for business expansion, asset acquisition, or restructuring with competitive fixed and variable interest rates.
Working Capital Loans
Keep your business running smoothly with short-term loans to cover daily expenses and manage cash flow gaps.
Equipment and Asset Financing
Finance essential machinery, vehicles, or technology with ease. We offer loans and leases to help you acquire the equipment needed for success.
Franchise Financing
Ready to join a franchise? Star Mortgage offers financing for new and existing franchises, covering franchise fees, setup costs, and initial working capital.
Invoice Financing
Improve cash flow by borrowing against your outstanding invoices. Perfect for businesses with longer receivables cycles.
Trade and Export Financing
Get the support you need to grow your import/export business. From trade to shipping costs, we’ve got you covered.
Business Line of Credit
A flexible credit solution for businesses needing ongoing access to funds. Draw and repay as needed up to your pre-set limit.
Debtor Financing
Turn unpaid invoices into working capital. Our debtor financing solutions help bridge cash flow gaps and keep your business moving.
Start-Up Loans
Ready to launch your new business? Get the initial funding you need for marketing, inventory, and more, with start-up loans tailored for new entrepreneurs.
Business History
Many lenders require a minimum of 6-12 months of trading history for existing businesses. Start-up loans, however, may accept new businesses with a strong business plan.
Revenue
Lenders often look for a steady revenue stream to ensure the business can service the loan. They may require a minimum annual revenue threshold, depending on the loan size.
Credit Score
Both business and, in some cases, personal credit scores are assessed. Higher scores improve loan terms, while lower scores may limit options or require collateral.
Financial Statements
Lenders commonly request recent financial statements, like balance sheets, profit and loss statements, and cash flow statements, to evaluate financial health.
Business Plan
Start-ups and high-risk businesses may need a detailed business plan outlining projections, goals, and strategies, especially for unsecured loans or franchise financing.
Collateral
For larger or high-risk loans, collateral like property, equipment, or other assets may be required to secure the loan.
Debt-to-Income Ratio
Lenders assess debt levels relative to income to ensure the business can handle additional debt without financial strain.
Industry
Certain industries may face more stringent requirements or restrictions based on perceived risk.
Getting a business loan with Star Mortgage is simple and stress-free! Just talk to one of our experienced loan specialists, and we’ll guide you through every step of the process. Whether you need funding for expansion, equipment, or cash flow, we’re here to find the perfect loan for your business. With personalized solutions, competitive rates, and expert advice, Star Mortgage makes securing a business loan easier than ever. Connect with us today to explore your options and take your business to new heights!
At Star Mortgage, we offer competitive interest rates tailored to meet the unique needs of your business. Our team of specialists will work closely with you to find a rate that aligns with your goals and budget, whether you’re looking to expand, manage cash flow, or invest in new equipment. Just speak with one of our experts to explore a range of flexible options designed to help your business grow without breaking the bank. With Star Mortgage, you’ll get a great rate—and the support to make the most of it!
We understand that timing is everything when it comes to business funding. That’s why our business loan approval process is designed to be as quick and efficient as possible. With average approval times ranging from 1 to 4 weeks with the fastest being within 24 hours, we strive to make funding accessible without the long wait. For simpler applications, like working capital or small asset loans, approvals can happen within 1 to 2 weeks, while more complex loans may take 2 to 4 weeks depending on the requirements. Our team of specialists will guide you through every step, ensuring a smooth, stress-free process to get your business the funding it needs, when it needs it.
Whether you’re a first-time homebuyer or an experienced developer, our tailored advice is designed to improve your situation and deliver effective solutions to your challenges.
(09) 4800 488
info@starmortgage.co.nz
Unit A2/17 Corinthian Drive,
Albany, Auckland 0632
9 Melrose Street
Newmarket, Auckland 1023
Website Developed by NURVE Design Studio
(09) 4800 488
info@starmortgage.co.nz
Unit A2/17 Corinthian Drive,
Albany, Auckland 0632
9 Melrose Street,
New Market, Auckland 1023
Whether you’re a first-time homebuyer or an experienced developer, our tailored advice is designed to improve your situation and deliver effective solutions to your challenges.
Website Developed by NURVE Design Studio
